As your impaired risk specialists, Stuart for Life provides producers case management expertise in impaired risk underwriting using a number of carriers. If your client has health issues that are discovered during the underwriting process we explore alternatives for rated cases with other companies that may treat the case differently. If Stuart for Life can find a more favorable result, our proactive approach provides a solution that gives you a competitive advantage and closes cases that are often derailed by higher premiums due to substandard ratings.